A typical car insurance plan comes with liability coverage and other coverage types. You can customize your plan, though, by choosing the types you want to have. You can even add extra coverage types to your policy. One option you can choose is roadside assistance. Roadside assistance is a common type of protection people choose with their auto insurance policies, but do you need it? What does it cover? Is it worth the costs? Here are the answers to the questions you might have about roadside assistance protection.
What It Covers
Roadside assistance is a coverage type that many people have for several reasons. The primary reason is safety concerns. When you have roadside assistance, you can call a phone number whenever you experience a problem with your vehicle. For example, if you run out of gas while you are out driving, you can contact roadside assistance for help. They will bring enough fuel to help you get to a gas station. If you get a flat tire, they will come and help you swap it out with a spare, or in some cases, they can repair it. They will also come to help you if you lock your keys in your car or have a dead battery. In fact, they will come to help you if your car will not run. You can call for help with any vehicle issue you have.
The Reasons to Purchase It
Roadside assistance helps you stay safe. When you have car troubles, you might end up stranded somewhere, which can be dangerous. With roadside assistance, you will always have someone to help you with these troubles. You can call to reach someone within minutes, and someone will come quickly. Secondly, when you have roadside assistance, you can save money on the costs of getting help when you experience problems with your vehicle. You will get a discounted rate on services, or free services up to a certain amount included with your monthly premium.
The Costs of Roadside Assistance
Adding roadside assistance to your current auto insurance plan is not a costly purchase. The costs vary by insurance company, but you can ask your auto insurance agent for a quote. The costs will be minimal, but having the coverage provides a sense of security and peace of mind knowing you can get help when you need it.
After reviewing these details, you might decide that you want to purchase roadside assistance with your auto insurance. If you have questions or need a quote, contact an auto insurance agent today.
